“Faites grandir votre capital à 5,63%.” Grow your capital at 5.63%. That is the offer from Aura Finance and its savings account, the Livret Aura (aura-epargne.com). It sounds modest and safe, which is exactly why it works. France’s financial markets authority, the AMF, has warned about the site, and the alert was shared on IOSCO’s international alerts network on 29 September 2026.
The FGDR promise
The page says your capital is “100% garanti par le FGDR”, up to 100,000 euros. The FGDR is France’s real deposit guarantee fund. It protects deposits at authorised banks only. Aura Finance shows no ACPR authorisation and no bank name, so the FGDR does not cover it. Using the FGDR’s name is meant to borrow its trust.
The form asks how much you have saved, in bands from under 10,000 to over 100,000 euros, and for your phone number, with codes for France, Belgium, Switzerland, Luxembourg and a dozen more countries. Then it promises a personal answer within 24 hours. That call is where the real pitch begins.
Check before you transfer
- Search the provider on the REGAFI register of authorised French financial firms.
- Look it up on the AMF and ACPR warning lists.
- Never move savings after a cold call, however reassuring the caller.
Sources: IOSCO international investor alerts portal (AMF France, aura-epargne.com, 29 September 2026); aura-epargne.com (checked 29 October 2026); RDAP record. General information only.
The comparison on the page
| Livret Aura | 5.63%: +845 euros a year on 15,000 euros, “intérêts garantis” |
|---|---|
| Livret A | 1.5%: +225 euros |
| PEL | 2.25% |
| Fees | “Aucun frais”, none |
| Access | “Fonds disponibles à tout moment”, any time |
| Domain registered | 26 May 2026 |
A rate nearly four times the Livret A, with no fees and money available any time. Real French savings accounts that pay above the market come with limits, lock in periods or a bank you can name. Aura Finance names no bank at all.
Did you open a Livret Aura?
Keep the confirmation email and the IBAN you paid into.
Moved savings to Aura Finance?
Bring your transfer receipts and the caller’s details.
