Verdict up front: cairnloan.com presents itself as “Cairn Loan Investments II LLP”, using the name and the London address of a real company registered at Companies House. The UK FCA warned about this website on 2 September 2026. The domain was registered on 19 August 2025.
| Website | cairnloan.com |
|---|---|
| What it claims | Loans, “personalized investment opportunities” and wealth planning |
| Name and address used | “Cairn Loan Investments II LLP”, Asticus Building, 21 Palmer Street, London |
| Real company with that name | Cairn Loan Investments II LLP, OC423804, incorporated 17 August 2018 (Companies House) — not accused of anything here |
| Regulator | FCA (UK) warning, 2 September 2026 (via IOSCO I-SCAN) |
| Domain registered | 19 August 2025 (NameCheap) |
| Status | Live — page loads today |
Borrowing a real company’s identity
The site’s logo, copyright line and footer all say Cairn Loan Investments II LLP and give the address Asticus Building, 21 Palmer Street, London. Companies House shows a real Cairn Loan Investments II LLP (OC423804) at exactly that address. That genuine LLP has nothing to do with this website and is not accused of anything.
Using a real firm’s name and registered address is the core of a clone scam: a victim who checks Companies House finds a real, long-standing business and relaxes. The FCA’s warning is about the website cairnloan.com.
Contacted by someone from Cairn Loan Investments?
✎ FILE A COMPLAINT ABOUT CAIRN LOAN INVESTMENTS
The complaint form goes straight to our case team — include the website, what you paid and any screenshots. Never send passwords or seed phrases.
A template nobody finished
The “What we have done” counters read “0 All Time Clients”, “0 Clients In This Year”, “0 New Projects”. The client testimonials are placeholder text from a web template: “Far far away, behind the word mountains, far from the countries Vokalia and…”, signed “Jane Doe — Jounalist”.
The site invites visitors to “Apply For Loan” and to explore “personalized investment opportunities”. Fake loan offers usually end with an upfront “arrangement” or “insurance” fee.
⚠ Verified evidence
- The FCA warned about cairnloan.com on 2 September 2026.
- It uses the name and address of Cairn Loan Investments II LLP (OC423804), a real company.
- Its counters show 0 clients and 0 projects.
- Its testimonials are placeholder template text.
- cairnloan.com was registered on 19 August 2025.
What the FCA warning means
The FCA warning list names firms and websites it believes are operating in the UK without authorisation, including clones of real firms. It is a warning, not a court ruling.
What to do if you have dealt with Cairn Loan Investments
- Stop sending money, including any “fee”, “tax” or “release charge” asked for before a withdrawal.
- Keep every record: payment receipts, wallet addresses, chats, emails and screenshots of your account.
- Tell your bank or card provider straight away and ask about a chargeback or recall.
- Report it to the FCA (fca.org.uk/consumers/report-scam-unauthorised-firm) and to your local police or fraud centre.
- Be wary of anyone who contacts you offering to recover the money for an upfront fee.
Contacted by someone from Cairn Loan Investments?
✎ FILE A COMPLAINT ABOUT CAIRN LOAN INVESTMENTS
The complaint form goes straight to our case team — include the website, what you paid and any screenshots. Never send passwords or seed phrases.
Sources, checked 29 September 2026: FCA warning via IOSCO I-SCAN (2 September 2026); Companies House · RDAP registration record for cairnloan.com · the live page at cairnloan.com, read in full. A regulator warning is not a court ruling. Educational content — not financial advice.
